Chartered Accountants Helping Business Clients & Content Creators

Now accepting referrals and clients with high earnings

Chartered Accountants
Who Know Their Stuff

As Chartered Business Accountants, National Accounts looks for every opportunity to provide the best solution to its clients, whether you are a high-salary earner, independent contractor, business owner or corporation.

We provide our clients with personalised accounting advice that comes from many years of experience and work across different industries.

Through National Accounts Lending, the firm also provides business finance, commercial lending, and property finance to existing and new clients.

Ready to transform your financial future?

Experience expert accounting solutions that drive growth and success for your business. Contact us today for a personalised consultation.

Comprehensive Financial Solutions

Empower your business with strategic tax planning, efficient systems, and property investment guidance tailored to your unique goals.

The most common reason people come to a tax return agent in Adelaide is because taxation is so complex. Understanding how capital gains tax on shares in Australia works or the applicable capital gains tax rate on shares isn’t as intriguing to some people as it is to us. We’re very enthusiastic about all aspects of taxation and more than happy to help you get the most favourable tax return outcome possible.

When you come to us to see a tax return accountant in Adelaide we take the time to get to know you and your business so that we can determine the best approach for you. We help Content Creators to Multinational business operators.

We do tax planning for individual people, companies or trusts when they sell assets for more than they paid for them. It’s a good idea to contact us before selling significant assets including shares, bonds and real estate so that you have an understanding of the taxes that may apply.

Whatever your short and long-term goals, having an business accounting professional on-hand to plan your financial future will make all the difference in achieving them as soon as possible

 

Getting business systems right can not only save you time and money from a human resources perspective, it can increase data security, and streamline the way you communicate with your financial advisors. We’re always happy to see clients at our chartered accountants Adelaide office, but if you prefer not to visit, we won’t take it personally. With the right small business accountant and systems, you won’t need to leave your home or office to keep your financial records up to date.

Cloud accounting allows you to work on your accounts from anywhere, anytime. Using an accounting system that stores your data, files and software in the cloud also means that your accounting team and your advisors (us) can login and assist you easily. 

When your data is securely stored in the cloud, corrupt harddrives or misplaced computers can’t disrupt your record-keeping. It’s always backed-up, and arranged in a way that doing regular reports and understanding how your business is tracking is a cinch.

Most cloud accounting software allows you to invoice from the software, automatically import bank statements and easily match and categorise transactions. Once you move from traditional accounting tools to cloud accounting software you’ll never go back – we promise.

 

Investing in property can be a really effective way to make your money work harder for you. To ensure you get the full benefit, it’s imperative that you get reliable advice on investment property tax deductions, your investment property tax return impacts and how to avoid capital gains tax when selling investment property.

Many people choose to establish a self-managed super fund and invest in property through that fund. Having a self-managed super fund has benefits beyond the ability to invest your super in real estate. It’s a popular way to reduce taxes by minimizing your gross income. When you have a plan to make voluntary contributions to your self managed super fund, you can significantly build on the money available to you when you retire.

Another important aspect to understand when making property investments is capital gains tax. When and how you buy and sell property can have a significant impact on the financial advantage of each property investment.   

Although assets can appreciate every year, capital gains tax is only applied once assets are sold. With a careful and intentional approach, property investments can be a very effective way to make your money work harder for you.

 

Strategic Business Enhancements

Elevate your business through solid legal structuring, effective tax planning, and dynamic sales and marketing strategies for growth.

Many small businesses in Adelaide are run by families. Some have been run by the same family for generations. Getting the legal structure right can help your business (and family) run smoothly for many generations to come.

It’s worthwhile sitting down with us to ensure your legal structure is working for you in terms of what it means for your personal, family and business goals and tax responsibilities.

Many clients opt to establish a Family Office. A Family Office is a great way to centralise wealth generation and optimisation. A Family Office company or trust is usually used by families managing $3 million plus in investable assets. It allows the family to effectively grow long-term wealth well into the future. 

 National Accounts is proud to facilitate many Family Offices and work with families to protect and grow their wealth. As chartered business accountants in Adelaide and our other expert team members assist with many facets of Family Offices. These include: corporate finance, corporate governance and regulatory compliance, tax planning, cyber security, legal structures including trusts, partnerships and joint ventures, personal tax and structuring, small business accounting, bookkeeping and payroll and internal audits and health checks.

Having worked with successful Adelaide businesses for many years, and with a grasp of current taxation legislation and modern accounting tools, we’re able to efficiently and effectively optimise your family’s wealth.

Often the first time we meet a client is when they’re looking for a chartered accountant to do their tax return in Adelaide. We can certainly help with your tax return, but where we make the greatest impact is in tax planning. 

When you start tax planning well before your tax return rolls around you can ensure you’re paying as little tax as possible. There are three basic ways to reduce the amount of tax you need to pay. Firstly, you can reduce your income. Secondly, you can increase your deductions. The third option is to take advantage of tax credits. At our chartered accountants Adelaide office, we walk you through which combination of these approaches will work best to accelerate your path to reach your goals.  

If you’re a business owner, the way you structure your business and make decisions about things like purchases, a self-managed super fund and investment property tax benefits can have a serious impact on your business and personal success. Ask us about structures to save tax, how you can achieve your super and retirement goals, family office accounting and capital gains tax.   

We love hearing from our clients when they’re about to make significant purchases – both because it’s often a sign that they’re thriving and so that we can provide advice on the best time and way to make those purchases. With an intentional approach to tax planning you can ensure you’re getting the most reward possible for your hard work. 

 

Having worked with many businesses over the years, there’s one aspect we identified that delivers significant returns when you invest in it: sales and marketing. 

Sales and marketing is often incorporated into many people’s roles, meaning that it gets inconsistent focus, or sinks to the bottom of people’s to-do lists. 

Perhaps your sales team is so busy serving existing customers they never get the chance to do business development? We can help. With an intentional plan to win and retain new customers, targeting the right industries, locations and buyer personas, you’ll be surprised just how much new business you can attract.  

Marketing is another business-boosting initiative that can be neglected in the day-to-day rush of business as usual. Ask us about how we can support your marketing efforts, from updating your website, to search engine marketing, SEO, social media marketing and more. Whether you have a business-to-business or business-to-consumer company, we’ve got the right people to help you achieve your goals. 

Over the years we’ve observed that the most significant leaps forward have happened when our clients realise they can’t do it all. Trying to wear every hat in the business is a recipe for disaster, and it’s proactive sales and consistent marketing that suffers. It might seem unusual for chartered business accountants in Adelaide to be your sales and marketing solution—but we guarantee we surround ourselves with the best people for the job—when it comes to accounting, sales and marketing.

 

We offer personalised tax advice and returns

Our array of services caters to a wide range of clients, from sole traders and partnerships to influencers across platforms like YouTube, Twitch TV, OnlyFans, and TikTok.

Expert Accounting for New Age Pioneers

Whether you’re a content creator on YouTube, TikTok, or any online platform, our specialised accounting services are here to help you manage your income and tax obligations effectively.

We understand the unique financial landscape of digital creators and provide tailored solutions to ensure you’re maximizing your earnings while staying compliant with tax regulations. Focus on your creativity, and let us handle the numbers for you.

Discover the Freedom of Cloud Computing

The cloud is where you put all your data, all your files and even your software so you can access it all from any computer or device, anywhere, anytime. Your hard drive is no longer the central hub.

The cloud is much easier for everyone, you just login and it works. Imagine: you don’t have to install files, worry about versions, or deal with patches and upgrades. You don’t have to install software and this means you will always be on the latest version and get access to new features instantly. Just login. It’s all been done for you and you just focus on what you do best without turning into a tech-head.

Results Driven, People Focused

We can conduct a full tax review of your business and determine the most efficient tax structure for you. Often such reviews result in considerable tax savings for you, both now and into the future.


As business tax accountants, we also advise our clients to speak with us before signing any contracts to make sure that every deal is structured tax effectively before the ink dries.

15%

Based on client outcomes measured across the 2024-25 financial year, National Accounts clients achieved a 15% average improvement in tax savings through proactive planning

25%

Businesses using National Accounts’ cloud accounting and advisory services reduced time spent on financial administration by 25% on average.

FAQs

Explore our FAQ section to find answers to common questions about National Accounts.

National Accounts is a chartered accounting firm based in Adelaide offering tax returns, tax planning, business advisory, SMSF compliance, corporate compliance, bookkeeping, and lending services to individuals, SMEs, and family offices across Australia.

Level 2, 70 Hindmarsh Square, Adelaide SA 5000. We service clients nationally via cloud accounting.

We work with small-to-medium businesses, high-net-worth individuals, family offices, SMSF trustees, property investors, contractors, and content creators. We advise across a range of structures including companies, trusts, partnerships, and sole traders.

Yes. National Accounts provides end-to-end SMSF compliance including annual returns, audit coordination, contribution advice, pension commencement, and investment strategy reviews. We also provide SMSF property valuations for audit purposes through our affiliated valuation service.

Yes. We provide proactive tax planning for individuals and businesses, including entity restructuring, capital gains planning before asset sales, Division 7A management, trust distributions, and year-end strategies to minimise tax liability.

Yes. Through National Accounts Lending, we assist clients with business finance, commercial lending, and property finance — with the benefit of having your accountant and lending adviser working from the same financial picture.

Accounting fees in Adelaide vary based on the complexity of your situation. Individual tax returns typically range from $300 to $800. Small business tax returns and compliance cost between $1,500 and $4,000 per year. SMSF annual compliance runs from $1,700 to $4,000. Complex advisory work involving entity restructuring, capital gains planning, or family office management is quoted on a project basis. National Accounts provides a fixed-fee quote after an initial consultation, so there are no surprises.

A sole trader is the simplest structure where an individual operates a business in their own name, with personal liability for all debts and income taxed at marginal rates. A company (Pty Ltd) is a separate legal entity with limited liability, taxed at 25% for base rate entities (turnover under $50 million) or 30% otherwise. A trust is a legal arrangement where a trustee holds assets for beneficiaries, offering flexible income distribution but with more complex compliance requirements. The right structure depends on your income level, risk profile, growth plans, and family situation. National Accounts advises on structure selection and handles the setup, ongoing compliance, and future restructuring as your circumstances change.

A self-managed superannuation fund is a private super fund regulated by the Australian Taxation Office with up to six members. SMSF trustees have direct control over investment decisions, including the ability to invest in direct property, shares, term deposits, and alternative assets. An SMSF is generally appropriate for individuals or couples with combined super balances exceeding $250,000 who want greater investment control and are willing to take on trustee responsibilities. National Accounts provides end-to-end SMSF services including setup, annual compliance, audit coordination, and strategic advice on contributions and pensions.

Yes. The ATO allows two methods for claiming work-from-home expenses: the fixed rate method (67 cents per hour from 1 July 2022) or the actual cost method where you calculate the actual proportion of home expenses used for work. Claimable expenses include electricity, internet, phone, office furniture depreciation, and stationery. You must keep records of hours worked from home and maintain receipts for actual expenses. National Accounts helps clients determine which method produces the best result and ensures claims are fully substantiated.

You must register for GST when your business turnover reaches $75,000 (or $150,000 for not-for-profit organisations) in a 12-month period, or when you expect to exceed that threshold. Rideshare and taxi drivers must register regardless of turnover. Registration is optional below the threshold but can be advantageous if you regularly pay GST on business purchases. Once registered, you must lodge a Business Activity Statement (BAS) either monthly or quarterly. National Accounts handles GST registration, BAS preparation, and ongoing GST compliance for businesses across Australia.

Division 7A is a provision in the Income Tax Assessment Act 1936 that prevents business owners from extracting company profits tax-free through loans, payments, or debt forgiveness. If a private company makes a loan to a shareholder (or associate) and the loan does not meet specific ATO conditions, the amount is treated as an unfranked dividend and taxed at the shareholder’s marginal rate. Compliant Division 7A loans require a written agreement, charge interest at the ATO benchmark rate, and follow a maximum repayment schedule of 7 years (or 25 years for loans used to acquire property). National Accounts reviews Division 7A positions annually and ensures all shareholder dealings are structured correctly.

Yes. Income earned from platforms such as YouTube AdSense, Twitch subscriptions, OnlyFans, Patreon, and TikTok Creator Fund is assessable income in Australia and must be declared in your tax return. If you are running a content creation business (producing content with the intention of profit), you should also consider registering for an ABN, potentially registering for GST if your turnover exceeds $75,000, and lodging quarterly BAS. National Accounts specialises in content creator taxation and helps creators manage platform-specific deductions, W-8BEN forms for US income, and entity structuring to reduce overall tax.

Switching accountants in Australia is straightforward. You provide written authorisation for your new accountant to obtain your records from your previous firm. Your new accountant will request copies of prior year tax returns, financial statements, depreciation schedules, and any BAS working papers. You do not need to notify the ATO, as your new agent lodges an agent nomination form directly through the Tax Agent Portal. National Accounts manages the full transition process including contacting your previous accountant, obtaining records, and ensuring no lodgement deadlines are missed during the changeover.

Contact your accountant before signing any contracts. Timing the sale is the most effective CGT strategy: holding an asset for more than 12 months qualifies individuals and trusts for a 50% CGT discount. Other strategies include using capital losses to offset gains, timing the sale in a lower-income year, making concessional super contributions to reduce taxable income, and considering whether the asset should be sold from a trust structure that can distribute the gain to lower-income beneficiaries. National Accounts provides pre-sale CGT modelling to help you understand the tax impact and identify the most efficient approach before you commit.

Client Success Stories

Helpful Resources

Crypto Tax in Australia: The 2026 Complete Guide for Investors

How to Fill Out the W-8BEN Form as an Australian Content Creator

GST & BAS Explained for Online Content Creators in Australia

GST & BAS Explained for Online Content Creators

Let's Make It Happen

Want to monetize your online fame and boost your bank account? Now accepting referrals and clients with earnings exceeding $250k