Skip the paperwork and the runaround. Get lending structured by a team that already understands your numbers, your entities, and your tax position.
Skip the paperwork and the runaround. Get lending structured by a team that already understands your numbers, your entities, and your tax position.
What is accounting-integrated lending? National Accounts Lending is the finance broking division of National Accounts, a chartered accounting firm in Adelaide. We structure home loans, commercial finance, SMSF lending, and equipment finance using accountant-prepared financials, delivering faster pre-approvals and tax-aligned structuring across a panel of 70+ lenders.
Book a consultationYour accountant already knows your numbers. We use that to get you faster approvals, sharper rates, and a process that respects your time.
At National Accounts Lending, we work from the financials your accountant already holds. No redundant paperwork, no weeks explaining your trust deed, and pre-approvals that move at the speed of your business.
We already hold your financials
Not the typical 3 to 4 weeks
Lending that works with your tax position
Access to 70+ lenders means we match the right product to your structure, not the other way around.
First home, refinancing, or upgrading. Structured around self-employed and trust income, not just payslips.
Learn moreWorking capital, expansion, or acquisition finance. Your accountant’s input so the numbers tell the right story.
Learn moreResidential or commercial property through your super fund. Compliance, valuations, and lending in one place.
Learn moreCars, plant, machinery, tech. Structured for maximum tax benefit with fast approvals, often same day.
Learn moreWe are not a broker bolted onto an accounting firm. We are an accounting firm that lends, because we already have everything the banks ask for.
Your accountant’s data feeds straight into the lending process. No re-uploading financials or explaining your entity structure from scratch.
Every loan is structured with your tax position in mind, so the finance works with your business, not against it.
Because we skip the documentation chase, pre-approval comes in as little as 48 hours instead of the typical 3 to 4 weeks.
Your accountant and broker sit at the same table. No information falling between cracks, no conflicting advice.
Your accountant already did the hard part. We streamline the lending process so you can focus on running your business.
15 minutes. We assess fit and outline your options immediately.
We work from the financials your accountant already has. No chasing documents.
2 to 3 options matched to your entity structure, tax position, and goals.
We manage the process through settlement and keep lending aligned as you grow.
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Tyson Jack
Michael Hughes
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Dale Ross
Kirsty Aldridge
Ian Aldridge
Rhys Barber
Phung Ngo
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Answers for business owners and self-employed borrowers.
We offer home loans, commercial and business loans, SMSF property lending with limited recourse borrowing arrangements, and vehicle and equipment finance. We have access to 70+ lenders including major banks, non-bank lenders, and specialist financiers.
We are a chartered accounting firm that also provides lending services. Your accountant already holds your financials, understands your entity structure, and knows your tax position. That means faster approvals, no duplicate document requests, and lending structured to work with your tax strategy rather than against it.
No. While existing clients benefit from faster turnaround because we already hold their financial data, National Accounts Lending is open to all borrowers. The process takes slightly longer for new clients as we need to collect and review your financials.
For existing clients, pre-approval can be turned around in as little as 48 hours because we skip the document chase. For new clients, allow 5 to 7 business days depending on the complexity of your structure. Equipment and vehicle finance is often approved same day.
Yes. While our office is in Adelaide, we service clients across Australia. All lending consultations can be conducted online or by phone, and our lender panel includes national lenders with no geographic restrictions.
No. The initial 15-minute consultation is free. We assess your situation, outline your options, and let you decide whether to proceed. There is no obligation.
National Accounts Lending is led by Michael Wilczynski CA, a chartered accountant and certified property valuer. We hold an Australian Credit Licence and are Xero Platinum Champion Partners, servicing clients across Australia from our Adelaide office.
Lenders on our panel including major banks and specialist financiers
Pre-approval turnaround for existing clients
Google review rating from verified clients
Chartered Accountants Australia and New Zealand member
Book a 15-minute call. We will assess your options and give you a clear picture of what is possible.
Book your consultation